When insurance companies sell policies, they make a lot of promises and assurances about what the company will do for you when you need them. They know how to sell the policy and collect premiums, but they sometimes fail when it is time to deliver on the policy’s assurances. That is insurance bad faith.
At the Girardi | Keese law firm in California, our attorneys believe that insurance companies should be held to their agreements. Insurance is about peace of mind, knowing that if the worst happens, the policyholder will have the support of the insurance company.
Quite frankly, it makes us angry when we hear stories about insurance bad faith. Too many insurance companies look for loopholes or try to apply obscure terms and unclear language buried in fine print to deny a claim. Or they may delay a claim so that the policyholder will give up or accept less than the full amount of coverage.
When insurance companies find ways to delay or deny claims, we know why: Profits are higher if the company doesn’t pay claims or if they pay less that they should under the terms of the policy.
The trial lawyers of Girardi | Keese see insurance bad faith as more than a debate over insurance coverage. We see it as a moral issue when a company takes your money and fails to provide the protections you paid for and have a right to expect.
We welcome lawyer referrals and potential clients’ questions about insurance bad faith law. Give us a call at 800-401-4530 or contact us by email.